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Privately funded students

Fee liability

The University fees for student commencing in October 2019 are listed here.  In addition there is a College fee for students commencing in October 2019 is £9,015. So a students studying a Group 1 subject will pay £19,197 + £9,015 = £28,212 per year.  Both University and College fees are per year and are fixed for the duration of the course.

Students taking a course leading to a qualification which is equivalent to, or at a lower level than, a qualification they possessed when they began their course (ELQ students) the University fee in 2019/20 will be £10,368 and will rise in subsequent years.  They are also liable for the College fee.

The Financial Guarantee

One of the conditions of your place at Pembroke is that you guarantee that you have sufficient financial resources to cover the costs (fees and maintenance) for the whole of your course.  The figure on the “Financial Undertaking Form” that you will be sent shows the amount that you must meet for the first year of your course so the total cost of your course will be that figure multiplied by the number of years of the course.  Please remember that fees will increase in subsequent years.

If funding is being provided, either fully or in part, by a scholarship/bursary from a grant awarding body other than the Cambridge Trusts or Pembroke, please send us a copy of the award letter.  There is no need to send us copies of letters from the Cambridge Trusts as the Trust will send us copies.

Please sign and date the “Financial Undertaking Form” that will be emailed to you stating that you have understood the costs involved and that you have at your disposal sufficient financial resources for the whole length of your course.  This form should be returned to the Tutorial Office, Pembroke College, Cambridge CB2 1RF as soon as possible.

The production of this guarantee should be taken very seriously.

In case of financial difficulty, you will be expected to draw on the money in question and you will be expected to honour any promise to take out a loan made as part of your guarantee.

Therefore, if you do not have enough financial support available to see you through the full length of your course, you should not sign the enclosed form stating that you do, and you should not start your course or travel to Cambridge in the hope of doing so.  Please contact the Admissions Tutor immediately if you need advice.


If you are applying for a loan to cover your fees and/or maintenance then please ensure that you have the loan money in place well before the start of October.  Simple production of proof that you have applied for the loan is NOT sufficient.   Loan cheques are sometimes sent to the College for you to collect and are often in the currency of the country where you applied for the loan.  Due to bank charges students often find it simpler to return these cheques to country of residence to be banked and the funds then transferred – the whole process can take a number of weeks so please plan well in advance for this.

Fee payment

All your fees (University and College) for the year must be paid in full before you can matriculate (Matriculation is when you become registered as an undergraduate student and are made a member of the University and College).  Matriculation will take place on Tuesday, 8 October 2019.  You will not be allowed to start your course if your fees have not been paid, and, in subsequent years if you are unable to pay your fees will be asked to leave the University.  Your fees for the year must be paid in full at the start of each new academic year.

If your fees are to be paid by a bursary from the College and/or Cambridge Trusts then these will be sent directly to the College.  However if your fees are only partly covered by a bursary then we will prepare an invoice for you for the remaining amount of your annual fees (i.e. both College and University); this will be emailed to you shortly before you take up residence in October.

If you are wholly responsible for the payment of your fees then we will prepare an invoice for you for the full amount; this will be emailed to you shortly before you take up residence in October.  Please use the table on the previous page to determine how much you will be required to pay in fees.

Once your place has been confirmed it is worthwhile making plans as to how you will pay your fees and other charges that you will incur here.  We have enclosed at the back of this booklet some information concerning opening a UK bank account and the documentation that you will need.

We strongly recommend that you make your fee payment in one of the following ways:

  • By bank transfer from an overseas bank or a UK account to the College bank account – details here.  If you make a bank transfer please quote either your College account number (if known) or else your initials and surname in the transfer so that the funds are credited to the correct account.

We strongly recommend that funds are transferred in sterling rather than in, say, dollars, in order to avoid currency fluctuations.

Please allow sufficient time for the transfer of funds.  Arrangements for the full payment of fees by 8 October 2019 should thus be made as soon as possible.  There may be a bank charge for the transfer of funds from an international account or a non-Barclays account to the College account.  Please enquire as to any additional charges you may incur and ask your bank to cover all charges including the charges of the receiving bank.

If for any reason you transfer too much money then this will be offset against your first College bill.

  • By bringing with you a sterling banker’s draft drawn on a United Kingdom bank.
  • By debit card (not credit cards) – please ensure that your ‘home’ bank is aware that you are in the UK and please check if there is any daily limit on the amount that you can spend on your debit card.
  • If you are unable to pay by any of the above, you should bring your fees with you in the form of sterling traveller’s cheques.

We strongly discourage you from bringing a large amount of cash with you – this is extremely risky.

Currency fluctuations

If your primary source of income in the course of the academic year is in a currency other than the pound sterling then please note that exchange rates can show considerable fluctuations in the course of a few months, involving gains or losses of perhaps as much as 20% or more on untimely conversions.  However, payment of fees by the due date is an absolute requirement of entry.  To safeguard against the danger of non-payment, the College recommends that you open a UK bank account and deposit funds in sterling at the earliest advisable moment.

Recently several students have experienced difficulties with funding at a later stage of their course, resulting from sudden fluctuations in currency exchange rates.  Although we are sympathetic to such problems, this is not a valid reason for not honouring the guarantee given and cannot be used in any request to the University or College for hardship funds.  It may be wise to use a sterling bank account to secure your funds for the entire period of your course.