Undergraduate Offer holders
Financial Information
- Tuition fees for Home students and EU students eligible for Home fee status
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The tuition fee for students with Home fee status starting their first undergraduate degree 2024/25 is £9,250 for all undergraduate degree courses and, currently, is likely to rise in subsequent years in line with inflation.
To pay this tuition fee you can either:
- take out a loan from the Student Loans Company (SLC) for the fees (these will be paid direct to Pembroke). Repayment of this loan is deferred until after you have graduated and your earnings are over a certain level - full details can be found on the SLC website
- take a loan from the SLC to cover partial payment of your fees, with the remainder being paid directly by you (at the start of the academic year)
- pay the full £9,250 fee direct to the College at the start of the academic year. This will be shown on your Michaelmas term College bill unless we have evidence that the SLC is paying it.
We strongly recommend all publicly funded students to apply for Student Finance, even if they do not intend taking out a loan for either the tuition fee or maintenance or do not wish to be means tested. Student Finance will then establish your eligibility to be classified as a publicly funded student and will issue you with a University or College Payment Advice (UCPA). You must send us a copy of your UCPA in order for us to classify you as a publicly funded student.
Student Finance Northern Ireland
- International students
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Fee liability
The University fees for and international student commencing in October 2024 are listed here. In addition there is a College fee for students commencing in October 2024 is £11,964. So a students studying a Group 1 subject will pay £25,734 + £11,964 = £37,698 per year. Both University and College fees are per year and are fixed for the duration of the course.
Students taking a course leading to a qualification which is equivalent to, or at a lower level than, a qualification they possessed when they began their course (ELQ students) the University fee in 2024/25 will be £12,258 and will rise in subsequent years. They are also liable for the College fee.
The Financial Undertaking
One of the conditions of your place at Pembroke is that you guarantee that you have sufficient financial resources to cover the costs (fees and maintenance) for the whole of your course. The figure on the “Financial Undertaking Form” that you will be sent shows the amount that you must meet for the first year of your course so the total cost of your course will be that figure multiplied by the number of years of the course.
If funding is being provided, either fully or in part, by a scholarship/bursary from a grant awarding body other than the Cambridge Trusts or Pembroke, please send us a copy of the award letter. There is no need to send us copies of letters from the Cambridge Trusts as the Trust will send us copies.
Please ensure that you have returned your “Financial Undertaking Form” that were emailed stating that you have understood the costs involved and that you have at your disposal sufficient financial resources for the whole length of your course. This form should be returned to the College Registrar as soon as possible.
The production of this guarantee should be taken very seriously.
In case of financial difficulty, you will be expected to draw on the money in question and you will be expected to honour any promise to take out a loan made as part of your guarantee.
Therefore, if you do not have enough financial support available to see you through the full length of your course, you should not sign the form stating that you do, and you should not start your course or travel to Cambridge in the hope of doing so.
Loans
If you are applying for a loan to cover your fees and/or maintenance then please ensure that you have the loan money in place well before the start of October. Simple production of proof that you have applied for the loan is NOT sufficient. Loan cheques are sometimes sent to the College for you to collect and are often in the currency of the country where you applied for the loan. Due to bank charges students often find it simpler to return these cheques to country of residence to be banked and the funds then transferred – the whole process can take a number of weeks so please plan well in advance for this.
Fee payment
All your fees (University and College) for the year must be paid in full before you can matriculate (Matriculation is when you become registered as an undergraduate student and are made a member of the University and College). Matriculation will take place on Tuesday, 3 October 2023. You will not be allowed to start your course if your fees have not been paid, and, in subsequent years if you are unable to pay your fees will be asked to leave the University. Your fees for the year must be paid in full at the start of each new academic year.
If your fees are to be paid by a bursary from the College and/or Cambridge Trusts then these will be sent directly to the College. However if your fees are only partly covered by a bursary then we will prepare an invoice for you for the remaining amount of your annual fees (i.e. both College and University); this will be emailed to you shortly before you take up residence in October.
If you are wholly responsible for the payment of your fees then we will prepare an invoice for you for the full amount; this will be emailed to you shortly before you take up residence in October. Please use the table on the previous page to determine how much you will be required to pay in fees.
Once your place has been confirmed it is worthwhile making plans as to how you will pay your fees and other charges that you will incur here. We have enclosed at the back of this booklet some information concerning opening a UK bank account and the documentation that you will need.
We strongly recommend that you make your fee payment in one of the following ways:
By bank transfer from an overseas bank or a UK account to the College bank account – details here. If you make a bank transfer please quote either your College account number (if known) or else your initials and surname in the transfer so that the funds are credited to the correct account.
If your primary source of income in the course of the academic year is in a currency other than the pound sterling then please note that exchange rates can show considerable fluctuations in the course of a few months, involving gains or losses of perhaps as much as 20% or more on untimely conversions. However, payment of fees by the due date is an absolute requirement of entry. To safeguard against the danger of non-payment, the College recommends that you open a UK bank account and deposit funds in sterling at the earliest advisable moment.
Recently several students have experienced difficulties with funding at a later stage of their course, resulting from sudden fluctuations in currency exchange rates. Although we are sympathetic to such problems, this is not a valid reason for not honouring the guarantee given and cannot be used in any request to the University or College for financial assistance. It may be wise to use a sterling bank account to secure your funds for the entire period of your course.
We strongly discourage you from bringing a large amount of cash with you – this is extremely risky.
Currency fluctuations
We strongly recommend that funds are transferred in sterling rather than in, say, dollars, in order to avoid currency fluctuations.
Please allow sufficient time for the transfer of funds. Arrangements for the full payment of fees before or by 8 October 2024 should thus be made as soon as possible. There may be a bank charge for the transfer of funds from an international account or a non-Barclays account to the College account. Please enquire as to any additional charges you may incur and ask your bank to cover all charges including the charges of the receiving bank.
If for any reason you transfer too much money then this will be offset against your first College bill.
By bringing with you a sterling banker’s draft drawn on a United Kingdom bank. By debit card (not credit cards) – please ensure that your ‘home’ bank is aware that you are in the UK and please check if there is any daily limit on the amount that you can spend on your debit card. If you are unable to pay by any of the above, you should bring your fees with you in the form of sterling traveller’s cheques.
- Affiliated students
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Tuition fees for Home fee status students taking a second undergraduate degree (regardless of whether they are taking the affiliated or full course) may be different to the standard Home fee. Further information is available here.
Please be aware that fees are subject to inflationary increases in future years.
Affilated students are also liable for the College fee (£11,964 in 24/25) and will be asked to complete a Financal Undertaking form showing that you have sufficient financial resources to cover the costs (fees and maintenance) for the whole of your course.
- Daily living costs (aka maintenance)
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Almost all Pembroke undergraduates live in college-owned accommodation for the full three or four years that they are in Cambridge. Students live in single study bedrooms either on the main college site or in college-owned houses nearby. Rents (this includes background heating, electricity and Ethernet) are charged termly, for a nine- or ten-week period; please note rent is not charged if you are not here during the vacations – so if you are only resident during the ten week term you will only pay 30 weeks rent (and therefore save paying rent on the remaining 22 weeks of the year!). Rents vary according to the size of room and facilities offered. In 2024/5 rents are in the range £130.44 per week – £200.56 per week and are among the cheapest in Cambridge. The table below lays out maximum and minimum annual costs in 2024/25 (and will increase in subsequent years):
Accommodation max rent £200.56/week Accommodation min rent £130.44/week Student Facilities Charge £128/term Approximate weekly living costs (includes food expenditure) (N.B. this is a minimum estimated figure, and that living costs vary from student to student depending on lifestyle and other factor £165/week Max. annual costs, based on ten weeks residency £11,351 Min. annual costs, based on ten weeks residency £9,247 The university estimates that in 2024-25, students should allow approximately £11,500 for living costs in Cambridge for the year (though this will vary depending on lifestyle and you should allow for increases in future years)
For Students who have home fee status financial support is available from central government funds and from the University and College to help you meet the costs of your maintenance.
- Caution deposit
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All students are required to pay a £350 caution deposit at the start of their course. This deposit will only be refunded once you have finished your course and graduated. You will need to pay your deposit before you take up residence.
Financial Support
- Pembroke specific financial support
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Pembroke support for specific study-related costs, travel etc.
Pembroke also offers financial assistance, wherever possible, to students to help with specific study-related costs, course related travel and extramural activities. For example it:
awards grants for students who remain in Cambridge, for study purposes, outside of term;offers all students a book grant towards relevant course books; offers help towards the payment of music lessons; offers help towards additional language teaching where appropriate; offers travel grants for work-related trips; organises exchange schemes with other universities; awards grants for sports-related expenses for serious sportsmen and women;in some circumstances assists with the purchase of essential equipment for a course.
Enhanced bursary support (min value £3,000) (see below)
Pembroke College Financial Assistance Awards
Pembroke has a flexible scheme which offers extra funds to those who fall into proven genuine need, at any time during their course. Students will need to be prepared to discuss their financial circumstances with their Tutor; these discussions are confidential.
Pembroke Merit Awards
Students who achieve First Class Honours in any Tripos examination are awarded a Prize and Scholarships of £300–£400 per year. Book prizes of between £75 and £100 are awarded to those who do not get a First, but have a number of First Class marks on their papers. Pembroke participates in the Instrumental Awards Scheme.
Further information about the financial support the College is able to offer is available here.
- Pembroke's Enhanced bursary support (min value £3,000) (Home and EU students with settled or pre-settled status)
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Thanks to generous donations from College benefactors the College is able to offer a limited number of enhanced bursaries (minimum value £3,000/annum) to students commencing their studies in October 2024. These enhanced bursaries are in addition to any monies from the University and College that students might be entitled to claim. The aim of these bursaries is to help beneficiaries meet the financial costs of study at the College as well as enabling them to take full advantage of the wider opportunities that study at Cambridge can offer.
If you would like to be considered for one of these enhanced bursaries it would normally be expected that you are from a household income of less than £25k and are possibly first generation to attend University. The successful applicants will be notified soon after this date and confirmation of household income has been verified with the Student Loans Company.
Please complete the online form if you would like to be considered for one of these bursaries.
The deadline for applications is 9 September 2024
- Cambridge Bursary (Home and EU students with settled or pre-settled status)
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The Cambridge Bursary Scheme offers non-repayable bursaries of up to £3,500 to students holding Home fees status and with residual* household incomes of up to £62,215 p.a.
Further details are available here: https://www.cambridgestudents.cam.ac.uk/cambridgebursary
- Education Premium (Home and EU students with settled or pre-settled status)
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Students in receipt of a Cambridge Bursary who also have been eligible for free school meals (funded by their local authority) will receive the Educational Premium which is an additional non-repayable bursary of £1000 per year. Students will need to send a letter from their school or college confirming this to Becky Coombs once they have confirmed their place.
- Other University support
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Details of Undergraduate Scholarships offered by the University/specific departments can be found here.
The Univeristy is also able to offer some support - details are available here: https://www.cambridgestudents.cam.ac.uk/fees-and-funding/financial-assistance
- Central Government funds - Tuition fee loan, maintenance loan (Home fee status students only)
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Students with Home and EU students with settled or pre-settled status are eligible to apply for and loan (for fees and/or maintenance) - details are available here: https://www.gov.uk/get-undergraduate-student-loan
Link to Student Offer Holders Information form (includes Information asked of Entrants, Accommodation form and Privacy notice confirmation)
Note on what to do when examination results are published
Undergraduate Terms of Admission